Go to myHACC. I was having a terrible issues logging back into my account and not being able to reset the password but Paul was very helpful getting things working again. Go. However, based on our research and findings we saw no factors pointing to BankMobile being an illegitimate or unsafe online bank. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. In one survey, 42% of American citizens said they are more afraid that someone will hack into their bank account and take their money, than they are of losing their job. Happy Holidays! According to statistics, online banking is now being used by 51% of adults in the United States. Your refund choices include: 1) Deposit to an existing account - Money is transferred to an existing account the same business day BankMobile Disbursements receives funds from your school. Pay. Please share your experience. We have been helping students for over 20 years! 1 1 Early access to funds cannot be . Santa Monica College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. You will receive a Refund Selection Kit with instructions on how to select your refund preference. Unsecure site, they can't be legit because they never pick up the darn phone. Domain age, Alexa rank, HTTPS valid, Blacklisting, SSL certificates, Source code, Location, IP address, WOT Trustworthiness, Spam reports, Advanced technology, Privacy Policy, Terms of Use, Contact options, Crypto Fraud Victim May Recover Their Assets Here, How to Tell If An Online Transaction Is Safe, 7 Surefire Ways to Spot if a Website is Safe to Use, How To Remove Your Personal Information From The Internet, How To Tell If Someone Is Scamming You Online. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within ten days. Also, Cathy was very helpful and knew what was going on with my account and provided me great feedback and a clear solution. Our validator tool (VLDTR) confirms it is a high authority, trustworthy website. Friday is great, but payday is better. Thank you especially Paul. http://www.bbb.org/us/ct/new-haven/profile/financial-services/bank-mobile-vibe-0111-87125109/complaints I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. While this is not a drawback for many, for some it is still a cause for BankMobile complaints. 3. Is BankMobile legit? In addition, even though withdrawing cash from BankMobile ATMs is free, doing it on other banks ATMs will involve a $3 fee. We have reached out to you directly to address your concerns about your Vibe account. As mentioned above, it is a company that is now listed among thetop 15 banksin the U.S. based on some key parameters. They referenced the BankMobile Vibe account option as a, According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students, https://www.customersbank.com/about/corporate-leaders/luvleen-sidhu/, https://cdn.pixabay.com/photo/2019/10/02/18/00/selfie-4521579_960_720.jpg, https://cdn.gobankingrates.com/wp-content/uploads/2020/05/BankMobile-Vibe-review.jpg, Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Although not required, almost two million students have chosen to open a Vibe account as we have successfully partnered with seven hundred schools across the USA. By doing this, you can reset your password in under 2 minutes 24/7 even if suspended. Mobile banking apps are capable of solving all these problems. I am scared to enter my account information I do not know how much I will be refunded since I have not attended school since 1998 how do I even know I will be getting a refund that seems like an awful long time to locate me don't you think? The firms banking application also provides services like Money Meter that help customers get a holistic view of all their spending. This message is legitimate and requires action on the part of the student. For example, many older adults may not care as much about a banking application as they do about privacy and security concerns. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. They currentlyhave 55,000 ATMsworldwide, which is more thanChase,Wells Fargo, andBank of Americacombined! Twitter Introduction: Does BankMobile Really Allow Students to Save Millions? PayPal Scams: Full List You continue to use it as your primary bank account when you're no longer a student and get access to BankMobile loan products! Also, the option to submit checks by phone is another option for customers making deposits into their BankMobile app account. In fact, we partner with over 700 campuses, and one in every three students in the U.S. receives their school refunds through BankMobile Disbursements. If you still can't find what you need, feel free to contact us. In January 2020, the CEO seat of BankMobile was passed from Jay to Luvleen. Don't worry, here are some options to help you get back on track: We apologize for any inconvenience and hope to hear from you soon! What do students need to do to get their money without delay? To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. Take care! With Surfshark, this is not happening. Since BankMobile is doing everything online, its normal to see how distrust and fear could hinder consumers from wanting to use their mobile banking app. In addition, if your card and credentials are stolen, the chances are high that the hackers can clear all the money out of your account. Thanks again. Verify and update your information. Schools refund money to students who have leftover funds from financial aid, loans, or even from a dropped class. How is my money delivered? An interest-bearing checking account allows depositsup to $15,000 with a 1.04%APY interest rate. It may have been moved, renamed or An anonymous post cannot be edited or deleted, therefore, review it carefully before posting. We appreciate it! Also review each firms site for the most updated data, rates and info. 2) Deposit to a BankMobile Vibe Checking Account - If you . I am glad I was able to quickly address your questions and concerns. Youve probably come across the BankMobile banking application and the BankMobile online banking services. Fine bank. Please contact us again if you need help in the future. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Schools refund money to students who have funds leftover from financial aid awards, loans, or grants. For more information, visit the BankMobile Disbursements Refund Choices webpage. To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. Instead, you can write them via Facebook Messenger and get a reply within minutes. The agents were very helpful and solved the issue at hand. Last but not least, Surfshark offers 76% off + two months free to the Scam Detector readers. Grand Rapids MI 49503-3295, 12335 James St. Privacy Policy. Enter your Student ID Number in the College ID Number field. I did not receive my refund in the mail. Those who use cash regularly will prefer banks that have more ATMs close to them. Paul. Copyright 2023 Scam Detector Media Inc.. All Rights Reserved. Are you just about to make a purchase online? Is it safe? Partnering with BankMobile Disbursements, a Department of Education approved vendor allows the college to refund students using secure and efficient delivery methods. In addition, students using their BankMobile cards are able to use these cards without any fees when getting cash from these ATMs. You typed in the domain www.refundselection.com even though you have heard of this business before. You can protect your online browsing from installing malware forever by clicking the button below: The second most powerful fraud prevention tool you should consider isSurfshark. This company is relatively new but has already established itself as one of the biggest and fastest-growing online banks in the United States. Money is available 1 2 business days after we receive the funds from the school. Get easy answers anytime by using our online. Was very responsive and kind through social channels. Cathy did a wonderful job explaining the status of my refund and what my next steps would be in receiving it. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. The Vibe account is an easy, convenient and affordable choice for a bank account and we encourage all students to compare our account to other banks and you will see we measure quite favorably. Paul was very helpful and helped me get my account back in a matter of minuets. Happy New Year! Thank you David for the review! Refund Selection. Once it arrives, simply follow these steps to make your refund preference selection: . Review AdvisoryHQs, Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Five insightful ideas for, Lets take a look at how to tell if an online transaction is safe and, Geek Squad Scam: How It Works One resurfaced scam that has been making the rounds, With the increase in online scams, it's becoming more and more important to know how, Travel scams are rampant these days. BankMobile was founded in 2014, so its normal for people to wonder if it could be a scam. I was trying to find a way I could contact Bank Mobile. They dont offer any other plans. But on the other hand, American customers have deep-rooted concerns about cyber-security, information privacy, and hacker prevention. Read More: Tips for Finding the Best Mobile Banking Apps. My Community college uses that website for financial aid so whatever excess financial aid I got, it was deposited through BankMobile. It has a alexa rank of #92,075 in the world. Deposit to a BankMobile Vibe Checking . Money is transferred to an existing account the same business day BankMobile receives funds from your school. Experience an easier, safer and more secure way to make purchases online, in-app or in-store when you add your BankMobile Debit Mastercard to Apple Pay or Google Pay. Bankmobile credits its low overhead, due to not having any physical branches, for its ability to offer higher interest rates on savings accounts. They have an award-winning VPN service, protecting your privacy, securing your identity, and preventing third parties from tracking your device. Paul. BMTX currently serves over two million account-holders and provides disbursement services at approximately 725 college and university campuses (covering one out of every three students in the U.S.). Holland, Michigan 49424, Facebook Also, they are very focused on providing services to students and young adults. Refunds/BankMobile Disbursements - Grand Rapids Community College If you attend one of our partner schools, you will receive a personal code from us in the mail and by email. Earlier this year, the companyannouncedthey were partnering with the well-known brands of BillSharkandBartlebyto offer even better deals to students. You were such a pleasure to help. It goes against our guidelines to offer incentives for reviews. To get started, enter the personal code you may have received in the mail via a green envelope or in an email from BankMobile. Got something in the mail with a code that said that they partnered with my school to give refunds. Take care! After testing several fraud prevention products online, we could certainly say the winner is a browser extension called Guardio. How To Report a Scam Website For the Scam Detector readers, Guardio offers a 20% discount. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Students who are not expecting a refund from their school may receive a refund in the future. Discount, Submit For more information, visit the BankMobile Disbursements Refund . My account was suspended after too many login attempts since I forgot my password. We appreciate the review of BMTX Annie! Paul. Dont Miss: How to Find the Top, Free, or Best Internet Banking Apps? We've been asked over and over again what are the most effective ways to stay safe online. Refunds - State College of Florida, Manatee-Sarasota Everyone has a different understanding of what is most important to them. BankMobile has saved millions of dollars for its clients so far due to this benefit. See if the website is legit with our validator: Here are the best ways to spot a scam this year. They were very patient and informative. on WhatsApp. You can have access to your funds either same business day or up to 2 business days, depending on your choice. We provide Refund Management, an industry-leading service that processes and disburses financial aid credit balances to students on behalf of college and university administrations and offers an optional checking account for students. If you're not expecting anything that might be why you can't log in, you probably have no funds available. Write Your Comment, Question, Answer, or Review, Fake Anti-Spyware - Virus - Optimization Software, Hoax - Fake-News - Pranks - Chain Letters, Lottery - Donation - Inheritance Scams - Ponzi Schemes, Phishing - Scamming - Fraud - Identity Theft, Virus - Malware - Trojan - Ransomware - Spyware, Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. How to Verify Address and Phone Number - hacc.edu Mike. The check is legitimate as it comes from your school. This is an unfortunate situation for more-established customers who choose to bank with them and would prefer to have all their banking needs met by just one bank. This section contains additional details and insights about the trend towards online banking. Thank you Hasina for this wonderful review, I appreciate it! Take care! When BMTX receives the money and refund file from your school, you will receive an email from BMTX, and your refund will be sent according to your choice: Deposit to a BankMobile Vibe Checking Account: Available same business day Transfer to an existing bank account: Takes 1 - 2 business days We look forward to hearing from you.